Friday, July 26, 2013

THE FOREX MARKET


Forex market is a cash or (‘spot’) interbank market is the largest financial market in the world,  with a volume of over $3.2 trillion a day. If you compare that to the $25 billion a day volume that the New York Stock Exchange trades, you can easily see how enormous the Foreign Exchange really is. It actually equates to more than three times the total amount of the stocks and futures markets combined. Forex really rocks!


 
Forex is the short form for Foreign Exchange. We will be considering it today in the form of currency trading. i.e. Exchanging the currency of one country for another for the purpose of profit making.
In our daily lives, we exchange one thing goods and services. You part with your naira and receive the article e.g Biro or computer that you need. Every for another. We exchange our time/skills for money (salary) every month, which is also an exchange.
In forex/currency trading, you exchange currency for currency. You trade currency. You use currency to buy and sell currency and making your profit doing the same thing. Basically you buy a currency when the price is low and sell it when the price is high. You sell it when the price is high and buy it back when the price is low making profit at this vicious circle of upward and downward movement in the prices of international currencies fluctuations.
In conventional trading, you exchange money for article. In forex, you exchange the currency of one country for another. The article here is Currency. All what we are doing is CURRENCY TRADING
Increase in the value of one currency against another. Time value of money is in play when trading currency. A dollar in the morning could be lesser or higher than a dollar in the afternoon. Same goes for any other country currency.


CURRENCY QUOTE EXPLAINED
This is a typical currency quote
                        S            B
EUR/USD = 1.4120/1.4123
Where (EUR) – (It is not a must that it must be (EUR) It could as well be any other currency) the first currency listed on the quote is the base currency
USD – (it could as well be any other currency) – the second currency on the quote is the COUNTER CURRENCY

The 1st quote (1.4120) = Selling price
The 2nd price quote (1.4123) = Buying price
This is how you will see the quote on any platform.
The difference between the buying and the selling price is THE SPREAD. This is where the forex broker that provides the platform to you make their own money.
The base currency, anywhere you see it is always expressed in 1 (one) quantity. As above, the EUR = 1.
The counter currency (USD) is expressed in term of at how many quantity of the counter currency will you buy or sell (1) one of the base currency.
 The answer to this is provided in the figures that follows (1.4120/1/4123)
If you are buying 1(EUR), the price is 1.4123
If you are selling 1(EUR), the price is 1.4120


Now that you have mastered the currency quote, when you BUY
1.      You are buying the base currency                  
               EUR/USD = 1.4120/1.4123
The meaning is that when you see this quote, you feel that for 1 (EUR) to be quoted at 1.4123 – (buying price), you feel it is very cheap and the price (by your analysis which you will master later) you now buy it at a cheap price, hoping to sell it when the price increases. That is where the law of buying at low price and selling at a high price comes in. This is what every business men and women does every day.
2.      When you sell, you are selling the base currency
        This means that as in our quote above, for the price of 1(EUR) to 1.4120 (selling price), you feel that EURO is overpriced (by your analysis which you will master later), and you feel that the price will fall later. What you will do is to sell it at a high price, so that you can buy it at a low price. Eg. If you have a computer valued at 150,000 and you feel by tomorrow, the price of the computer will reduce to say N100,000. If you sell it at the rate of N150,000 and buy the same brand of computer the following day at N100,000 when the price is reduced, you have gain back your computer, and you have gain N50,000 by taking advantage of the knowledge of possible reduction of the price of the computer. This is how a forex trader make his money.

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In general, the exchange rate of a currency versus other currencies is a reflection of the condition of that country's economy, compared to the other countries' economies

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